# YNAB MCP server

> Read budgets, categorize transactions, and reconcile accounts.

- Provider: YNAB
- Category: Finance (https://mcpheaven.com/catalog/category/finance)
- Status: Planned
- Slug: `ynab`
- Verified: 2026-11-10
- JSON: https://mcpheaven.com/api/v1/capabilities/ynab
- HTML: https://mcpheaven.com/catalog/ynab

## Why it is in the catalog

Personal finance workflows are available only through community MCP connectors.

## Questions

### Is there an official YNAB MCP server?

Personal finance workflows are available only through community MCP connectors. mcpheaven lists YNAB so agents can find it by task and reach it through one MCP endpoint.

### What can an AI agent do with YNAB?

Read budgets, categorize transactions, and reconcile accounts. Agents find it by describing the task, for example with the search_capabilities tool.

### How do I connect YNAB to Claude, Codex or Cursor?

Add mcpheaven once as an MCP server (https://mcpheaven.com/mcp) with an API key, then ask your agent for the task. It calls get_capability with the slug "ynab" for details.

### Is the YNAB integration available?

The YNAB integration is planned. Agents can already discover it through mcpheaven's search, and it will become callable once the integration ships.

## Connect

MCP endpoint: `https://mcpheaven.com/mcp` (Streamable HTTP, JSON-RPC). Without a key: public catalog, 120 calls per hour per address. With a key (`Authorization: Bearer mch_…`, free at https://mcpheaven.com/signup): plan quota and private capabilities.

```bash
claude mcp add --transport http mcpheaven https://mcpheaven.com/mcp --header "Authorization: Bearer mch_…"
```

```json
{ "mcpServers": { "mcpheaven": { "url": "https://mcpheaven.com/mcp", "headers": { "Authorization": "Bearer mch_…" } } } }
```

REST: `GET https://mcpheaven.com/api/v1/capabilities?q=<task>` · OpenAPI: https://mcpheaven.com/openapi.json · Server card: https://mcpheaven.com/.well-known/mcp.json